LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,939
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,431
−HK$1,515/mo
Today · 4.125%
HK$50,946
baseline
▲ 0.50% · 4.625%
HK$54,046
+HK$3,100/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,892/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,332
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,763
−HK$1,451/mo
Today · 4.125%
HK$56,214
baseline
▲ 0.50% · 4.625%
HK$59,177
+HK$2,963/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,428/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,527
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,317
−HK$1,818/mo
Today · 4.125%
HK$61,135
baseline
▲ 0.50% · 4.625%
HK$64,855
+HK$3,720/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,270/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,999
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,715
−HK$1,741/mo
Today · 4.125%
HK$67,456
baseline
▲ 0.50% · 4.625%
HK$71,012
+HK$3,556/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,912/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,115
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,203
−HK$2,121/mo
Today · 4.125%
HK$71,324
baseline
▲ 0.50% · 4.625%
HK$75,664
+HK$4,340/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,648/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,665
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,668
−HK$2,031/mo
Today · 4.125%
HK$78,699
baseline
▲ 0.50% · 4.625%
HK$82,847
+HK$4,148/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,398/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,291
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,975
−HK$2,727/mo
Today · 4.125%
HK$91,702
baseline
▲ 0.50% · 4.625%
HK$97,282
+HK$5,580/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,404/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,998
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,573
−HK$2,611/mo
Today · 4.125%
HK$101,184
baseline
▲ 0.50% · 4.625%
HK$106,518
+HK$5,334/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,368/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,372 · Scale 2, in force from 26 Feb 2026)