LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,942
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,433
−HK$1,516/mo
Today · 4.125%
HK$50,949
baseline
▲ 0.50% · 4.625%
HK$54,049
+HK$3,100/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,898/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,335
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,766
−HK$1,451/mo
Today · 4.125%
HK$56,217
baseline
▲ 0.50% · 4.625%
HK$59,180
+HK$2,963/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,434/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,531
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,320
−HK$1,818/mo
Today · 4.125%
HK$61,138
baseline
▲ 0.50% · 4.625%
HK$64,858
+HK$3,720/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,276/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,002
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,719
−HK$1,741/mo
Today · 4.125%
HK$67,460
baseline
▲ 0.50% · 4.625%
HK$71,016
+HK$3,556/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,920/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,119
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,207
−HK$2,121/mo
Today · 4.125%
HK$71,328
baseline
▲ 0.50% · 4.625%
HK$75,668
+HK$4,340/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,656/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,669
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,672
−HK$2,031/mo
Today · 4.125%
HK$78,703
baseline
▲ 0.50% · 4.625%
HK$82,852
+HK$4,149/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,406/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,296
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,980
−HK$2,727/mo
Today · 4.125%
HK$91,707
baseline
▲ 0.50% · 4.625%
HK$97,287
+HK$5,580/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,414/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,003
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,578
−HK$2,612/mo
Today · 4.125%
HK$101,190
baseline
▲ 0.50% · 4.625%
HK$106,524
+HK$5,334/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,380/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,488 · Scale 2, in force from 26 Feb 2026)