LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,943
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,434
−HK$1,515/mo
Today · 4.125%
HK$50,949
baseline
▲ 0.50% · 4.625%
HK$54,049
+HK$3,100/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,898/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,336
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,766
−HK$1,451/mo
Today · 4.125%
HK$56,217
baseline
▲ 0.50% · 4.625%
HK$59,181
+HK$2,964/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,434/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,531
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,321
−HK$1,818/mo
Today · 4.125%
HK$61,139
baseline
▲ 0.50% · 4.625%
HK$64,859
+HK$3,720/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,278/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,003
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,719
−HK$1,742/mo
Today · 4.125%
HK$67,461
baseline
▲ 0.50% · 4.625%
HK$71,017
+HK$3,556/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,922/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,120
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,208
−HK$2,121/mo
Today · 4.125%
HK$71,329
baseline
▲ 0.50% · 4.625%
HK$75,669
+HK$4,340/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,658/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,670
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,673
−HK$2,031/mo
Today · 4.125%
HK$78,704
baseline
▲ 0.50% · 4.625%
HK$82,853
+HK$4,149/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,408/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,297
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,981
−HK$2,727/mo
Today · 4.125%
HK$91,708
baseline
▲ 0.50% · 4.625%
HK$97,289
+HK$5,581/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,416/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,004
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,579
−HK$2,612/mo
Today · 4.125%
HK$101,191
baseline
▲ 0.50% · 4.625%
HK$106,525
+HK$5,334/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,382/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,515 · Scale 2, in force from 26 Feb 2026)