LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,943
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,435
−HK$1,515/mo
Today · 4.125%
HK$50,950
baseline
▲ 0.50% · 4.625%
HK$54,050
+HK$3,100/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,900/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,336
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,767
−HK$1,451/mo
Today · 4.125%
HK$56,218
baseline
▲ 0.50% · 4.625%
HK$59,181
+HK$2,963/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,436/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,532
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,321
−HK$1,819/mo
Today · 4.125%
HK$61,140
baseline
▲ 0.50% · 4.625%
HK$64,860
+HK$3,720/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,280/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,004
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,720
−HK$1,742/mo
Today · 4.125%
HK$67,462
baseline
▲ 0.50% · 4.625%
HK$71,018
+HK$3,556/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,924/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,121
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,208
−HK$2,122/mo
Today · 4.125%
HK$71,330
baseline
▲ 0.50% · 4.625%
HK$75,670
+HK$4,340/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,660/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,671
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,674
−HK$2,031/mo
Today · 4.125%
HK$78,705
baseline
▲ 0.50% · 4.625%
HK$82,854
+HK$4,149/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,410/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,298
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,982
−HK$2,727/mo
Today · 4.125%
HK$91,709
baseline
▲ 0.50% · 4.625%
HK$97,290
+HK$5,581/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,418/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,005
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,580
−HK$2,612/mo
Today · 4.125%
HK$101,192
baseline
▲ 0.50% · 4.625%
HK$106,526
+HK$5,334/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,384/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,537 · Scale 2, in force from 26 Feb 2026)