LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,947
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,438
−HK$1,515/mo
Today · 4.125%
HK$50,953
baseline
▲ 0.50% · 4.625%
HK$54,054
+HK$3,101/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,906/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,340
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,771
−HK$1,451/mo
Today · 4.125%
HK$56,222
baseline
▲ 0.50% · 4.625%
HK$59,186
+HK$2,964/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,444/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,536
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,326
−HK$1,818/mo
Today · 4.125%
HK$61,144
baseline
▲ 0.50% · 4.625%
HK$64,865
+HK$3,721/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,288/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,008
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,725
−HK$1,741/mo
Today · 4.125%
HK$67,466
baseline
▲ 0.50% · 4.625%
HK$71,023
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,932/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,125
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,213
−HK$2,122/mo
Today · 4.125%
HK$71,335
baseline
▲ 0.50% · 4.625%
HK$75,675
+HK$4,340/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,670/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,676
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,679
−HK$2,032/mo
Today · 4.125%
HK$78,711
baseline
▲ 0.50% · 4.625%
HK$82,860
+HK$4,149/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,422/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,304
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$88,989
−HK$2,727/mo
Today · 4.125%
HK$91,716
baseline
▲ 0.50% · 4.625%
HK$97,297
+HK$5,581/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,432/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,012
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,587
−HK$2,613/mo
Today · 4.125%
HK$101,200
baseline
▲ 0.50% · 4.625%
HK$106,534
+HK$5,334/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,400/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,691 · Scale 2, in force from 26 Feb 2026)