LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,947
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,439
−HK$1,515/mo
Today · 4.125%
HK$50,954
baseline
▲ 0.50% · 4.625%
HK$54,055
+HK$3,101/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,908/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,341
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,772
−HK$1,451/mo
Today · 4.125%
HK$56,223
baseline
▲ 0.50% · 4.625%
HK$59,186
+HK$2,963/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,446/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,537
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,327
−HK$1,818/mo
Today · 4.125%
HK$61,145
baseline
▲ 0.50% · 4.625%
HK$64,866
+HK$3,721/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,290/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,009
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,726
−HK$1,741/mo
Today · 4.125%
HK$67,467
baseline
▲ 0.50% · 4.625%
HK$71,024
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,934/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,126
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,214
−HK$2,122/mo
Today · 4.125%
HK$71,336
baseline
▲ 0.50% · 4.625%
HK$75,676
+HK$4,340/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,672/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,677
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,680
−HK$2,032/mo
Today · 4.125%
HK$78,712
baseline
▲ 0.50% · 4.625%
HK$82,861
+HK$4,149/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,424/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,305
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$88,990
−HK$2,727/mo
Today · 4.125%
HK$91,717
baseline
▲ 0.50% · 4.625%
HK$97,298
+HK$5,581/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,434/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,014
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,589
−HK$2,612/mo
Today · 4.125%
HK$101,201
baseline
▲ 0.50% · 4.625%
HK$106,536
+HK$5,335/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,402/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,722 · Scale 2, in force from 26 Feb 2026)