LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,951
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,442
−HK$1,516/mo
Today · 4.125%
HK$50,958
baseline
▲ 0.50% · 4.625%
HK$54,058
+HK$3,100/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,916/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,345
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,775
−HK$1,452/mo
Today · 4.125%
HK$56,227
baseline
▲ 0.50% · 4.625%
HK$59,191
+HK$2,964/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,454/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,541
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,331
−HK$1,818/mo
Today · 4.125%
HK$61,149
baseline
▲ 0.50% · 4.625%
HK$64,870
+HK$3,721/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,298/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,014
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,730
−HK$1,742/mo
Today · 4.125%
HK$67,472
baseline
▲ 0.50% · 4.625%
HK$71,029
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,944/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,131
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,219
−HK$2,122/mo
Today · 4.125%
HK$71,341
baseline
▲ 0.50% · 4.625%
HK$75,682
+HK$4,341/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,682/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,683
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,686
−HK$2,031/mo
Today · 4.125%
HK$78,717
baseline
▲ 0.50% · 4.625%
HK$82,867
+HK$4,150/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,434/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,311
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$88,996
−HK$2,728/mo
Today · 4.125%
HK$91,724
baseline
▲ 0.50% · 4.625%
HK$97,305
+HK$5,581/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,448/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,021
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,596
−HK$2,612/mo
Today · 4.125%
HK$101,208
baseline
▲ 0.50% · 4.625%
HK$106,543
+HK$5,335/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,416/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,867 · Scale 2, in force from 26 Feb 2026)