LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,952
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,443
−HK$1,516/mo
Today · 4.125%
HK$50,959
baseline
▲ 0.50% · 4.625%
HK$54,059
+HK$3,100/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,918/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,346
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,776
−HK$1,452/mo
Today · 4.125%
HK$56,228
baseline
▲ 0.50% · 4.625%
HK$59,192
+HK$2,964/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,456/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,542
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,332
−HK$1,818/mo
Today · 4.125%
HK$61,150
baseline
▲ 0.50% · 4.625%
HK$64,871
+HK$3,721/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,300/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,015
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,732
−HK$1,741/mo
Today · 4.125%
HK$67,473
baseline
▲ 0.50% · 4.625%
HK$71,030
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,946/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,132
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,220
−HK$2,122/mo
Today · 4.125%
HK$71,342
baseline
▲ 0.50% · 4.625%
HK$75,683
+HK$4,341/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,684/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,684
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,687
−HK$2,032/mo
Today · 4.125%
HK$78,719
baseline
▲ 0.50% · 4.625%
HK$82,868
+HK$4,149/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,438/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,313
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$88,998
−HK$2,727/mo
Today · 4.125%
HK$91,725
baseline
▲ 0.50% · 4.625%
HK$97,307
+HK$5,582/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,450/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,022
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,597
−HK$2,613/mo
Today · 4.125%
HK$101,210
baseline
▲ 0.50% · 4.625%
HK$106,545
+HK$5,335/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,420/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,903 · Scale 2, in force from 26 Feb 2026)