LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,952
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,444
−HK$1,515/mo
Today · 4.125%
HK$50,959
baseline
▲ 0.50% · 4.625%
HK$54,060
+HK$3,101/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,918/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,346
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,777
−HK$1,452/mo
Today · 4.125%
HK$56,229
baseline
▲ 0.50% · 4.625%
HK$59,193
+HK$2,964/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,458/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$852,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,543
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,333
−HK$1,818/mo
Today · 4.125%
HK$61,151
baseline
▲ 0.50% · 4.625%
HK$64,872
+HK$3,721/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,302/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,016
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,733
−HK$1,741/mo
Today · 4.125%
HK$67,474
baseline
▲ 0.50% · 4.625%
HK$71,031
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,948/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,133
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,221
−HK$2,122/mo
Today · 4.125%
HK$71,343
baseline
▲ 0.50% · 4.625%
HK$75,684
+HK$4,341/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,686/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,685
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,688
−HK$2,032/mo
Today · 4.125%
HK$78,720
baseline
▲ 0.50% · 4.625%
HK$82,870
+HK$4,150/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,440/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,314
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$88,999
−HK$2,728/mo
Today · 4.125%
HK$91,727
baseline
▲ 0.50% · 4.625%
HK$97,308
+HK$5,581/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,454/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,024
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,599
−HK$2,613/mo
Today · 4.125%
HK$101,212
baseline
▲ 0.50% · 4.625%
HK$106,547
+HK$5,335/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,424/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$852,936 · Scale 2, in force from 26 Feb 2026)