LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,956
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,448
−HK$1,515/mo
Today · 4.125%
HK$50,963
baseline
▲ 0.50% · 4.625%
HK$54,064
+HK$3,101/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,926/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,350
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,781
−HK$1,452/mo
Today · 4.125%
HK$56,233
baseline
▲ 0.50% · 4.625%
HK$59,197
+HK$2,964/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,466/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,547
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,337
−HK$1,819/mo
Today · 4.125%
HK$61,156
baseline
▲ 0.50% · 4.625%
HK$64,877
+HK$3,721/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,312/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,020
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,737
−HK$1,742/mo
Today · 4.125%
HK$67,479
baseline
▲ 0.50% · 4.625%
HK$71,036
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,958/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,138
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,227
−HK$2,121/mo
Today · 4.125%
HK$71,348
baseline
▲ 0.50% · 4.625%
HK$75,690
+HK$4,342/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,696/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,691
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,694
−HK$2,032/mo
Today · 4.125%
HK$78,726
baseline
▲ 0.50% · 4.625%
HK$82,876
+HK$4,150/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,452/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,320
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,006
−HK$2,728/mo
Today · 4.125%
HK$91,734
baseline
▲ 0.50% · 4.625%
HK$97,315
+HK$5,581/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,468/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,031
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,606
−HK$2,613/mo
Today · 4.125%
HK$101,219
baseline
▲ 0.50% · 4.625%
HK$106,554
+HK$5,335/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,438/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,089 · Scale 2, in force from 26 Feb 2026)