LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,958
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,450
−HK$1,516/mo
Today · 4.125%
HK$50,966
baseline
▲ 0.50% · 4.625%
HK$54,067
+HK$3,101/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,932/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,353
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,784
−HK$1,452/mo
Today · 4.125%
HK$56,236
baseline
▲ 0.50% · 4.625%
HK$59,200
+HK$2,964/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,472/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,550
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,340
−HK$1,819/mo
Today · 4.125%
HK$61,159
baseline
▲ 0.50% · 4.625%
HK$64,880
+HK$3,721/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,318/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,024
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,741
−HK$1,742/mo
Today · 4.125%
HK$67,483
baseline
▲ 0.50% · 4.625%
HK$71,040
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,966/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,142
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,230
−HK$2,122/mo
Today · 4.125%
HK$71,352
baseline
▲ 0.50% · 4.625%
HK$75,694
+HK$4,342/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,704/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,694
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,698
−HK$2,032/mo
Today · 4.125%
HK$78,730
baseline
▲ 0.50% · 4.625%
HK$82,880
+HK$4,150/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,460/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,325
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$89,010
−HK$2,728/mo
Today · 4.125%
HK$91,738
baseline
▲ 0.50% · 4.625%
HK$97,320
+HK$5,582/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,476/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,036
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,611
−HK$2,613/mo
Today · 4.125%
HK$101,224
baseline
▲ 0.50% · 4.625%
HK$106,560
+HK$5,336/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,448/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,198 · Scale 2, in force from 26 Feb 2026)