LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,961
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,453
−HK$1,516/mo
Today · 4.125%
HK$50,969
baseline
▲ 0.50% · 4.625%
HK$54,070
+HK$3,101/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,938/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,356
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,787
−HK$1,452/mo
Today · 4.125%
HK$56,239
baseline
▲ 0.50% · 4.625%
HK$59,204
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,478/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,553
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,344
−HK$1,819/mo
Today · 4.125%
HK$61,163
baseline
▲ 0.50% · 4.625%
HK$64,884
+HK$3,721/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,326/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,028
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,745
−HK$1,742/mo
Today · 4.125%
HK$67,487
baseline
▲ 0.50% · 4.625%
HK$71,044
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,974/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,146
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,234
−HK$2,122/mo
Today · 4.125%
HK$71,356
baseline
▲ 0.50% · 4.625%
HK$75,698
+HK$4,342/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,712/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,699
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,702
−HK$2,033/mo
Today · 4.125%
HK$78,735
baseline
▲ 0.50% · 4.625%
HK$82,885
+HK$4,150/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,470/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,330
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,016
−HK$2,728/mo
Today · 4.125%
HK$91,744
baseline
▲ 0.50% · 4.625%
HK$97,326
+HK$5,582/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,488/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,042
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,617
−HK$2,613/mo
Today · 4.125%
HK$101,230
baseline
▲ 0.50% · 4.625%
HK$106,566
+HK$5,336/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,460/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,327 · Scale 2, in force from 26 Feb 2026)