LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,962
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,454
−HK$1,515/mo
Today · 4.125%
HK$50,969
baseline
▲ 0.50% · 4.625%
HK$54,071
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,938/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,357
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,788
−HK$1,452/mo
Today · 4.125%
HK$56,240
baseline
▲ 0.50% · 4.625%
HK$59,204
+HK$2,964/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,480/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,554
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,344
−HK$1,819/mo
Today · 4.125%
HK$61,163
baseline
▲ 0.50% · 4.625%
HK$64,885
+HK$3,722/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,326/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,028
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,745
−HK$1,742/mo
Today · 4.125%
HK$67,487
baseline
▲ 0.50% · 4.625%
HK$71,045
+HK$3,558/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,974/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,146
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,235
−HK$2,122/mo
Today · 4.125%
HK$71,357
baseline
▲ 0.50% · 4.625%
HK$75,699
+HK$4,342/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,714/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,700
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,703
−HK$2,032/mo
Today · 4.125%
HK$78,735
baseline
▲ 0.50% · 4.625%
HK$82,886
+HK$4,151/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,470/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,331
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,016
−HK$2,729/mo
Today · 4.125%
HK$91,745
baseline
▲ 0.50% · 4.625%
HK$97,327
+HK$5,582/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,490/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,042
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$98,618
−HK$2,613/mo
Today · 4.125%
HK$101,231
baseline
▲ 0.50% · 4.625%
HK$106,567
+HK$5,336/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,462/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,345 · Scale 2, in force from 26 Feb 2026)