LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,965
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,457
−HK$1,515/mo
Today · 4.125%
HK$50,972
baseline
▲ 0.50% · 4.625%
HK$54,074
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,944/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,360
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,791
−HK$1,452/mo
Today · 4.125%
HK$56,243
baseline
▲ 0.50% · 4.625%
HK$59,208
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,486/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,558
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,348
−HK$1,819/mo
Today · 4.125%
HK$61,167
baseline
▲ 0.50% · 4.625%
HK$64,889
+HK$3,722/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,334/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,032
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,749
−HK$1,743/mo
Today · 4.125%
HK$67,492
baseline
▲ 0.50% · 4.625%
HK$71,049
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,984/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,150
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,239
−HK$2,122/mo
Today · 4.125%
HK$71,361
baseline
▲ 0.50% · 4.625%
HK$75,704
+HK$4,343/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,722/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,704
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,708
−HK$2,032/mo
Today · 4.125%
HK$78,740
baseline
▲ 0.50% · 4.625%
HK$82,891
+HK$4,151/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,480/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,336
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,022
−HK$2,728/mo
Today · 4.125%
HK$91,750
baseline
▲ 0.50% · 4.625%
HK$97,333
+HK$5,583/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,500/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,048
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$98,624
−HK$2,613/mo
Today · 4.125%
HK$101,237
baseline
▲ 0.50% · 4.625%
HK$106,574
+HK$5,337/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,474/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,475 · Scale 2, in force from 26 Feb 2026)