LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,966
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,458
−HK$1,515/mo
Today · 4.125%
HK$50,973
baseline
▲ 0.50% · 4.625%
HK$54,075
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,946/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,361
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,792
−HK$1,452/mo
Today · 4.125%
HK$56,244
baseline
▲ 0.50% · 4.625%
HK$59,209
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,488/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,559
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,349
−HK$1,819/mo
Today · 4.125%
HK$61,168
baseline
▲ 0.50% · 4.625%
HK$64,890
+HK$3,722/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,336/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,033
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,751
−HK$1,742/mo
Today · 4.125%
HK$67,493
baseline
▲ 0.50% · 4.625%
HK$71,051
+HK$3,558/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,986/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,152
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,241
−HK$2,122/mo
Today · 4.125%
HK$71,363
baseline
▲ 0.50% · 4.625%
HK$75,705
+HK$4,342/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,726/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,706
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,709
−HK$2,033/mo
Today · 4.125%
HK$78,742
baseline
▲ 0.50% · 4.625%
HK$82,892
+HK$4,150/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,484/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,338
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,024
−HK$2,728/mo
Today · 4.125%
HK$91,752
baseline
▲ 0.50% · 4.625%
HK$97,335
+HK$5,583/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,504/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,050
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,626
−HK$2,614/mo
Today · 4.125%
HK$101,240
baseline
▲ 0.50% · 4.625%
HK$106,576
+HK$5,336/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,480/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,518 · Scale 2, in force from 26 Feb 2026)