LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,966
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,458
−HK$1,516/mo
Today · 4.125%
HK$50,974
baseline
▲ 0.50% · 4.625%
HK$54,076
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,948/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,362
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,793
−HK$1,452/mo
Today · 4.125%
HK$56,245
baseline
▲ 0.50% · 4.625%
HK$59,210
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,490/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,559
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,350
−HK$1,819/mo
Today · 4.125%
HK$61,169
baseline
▲ 0.50% · 4.625%
HK$64,891
+HK$3,722/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,338/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,034
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,752
−HK$1,742/mo
Today · 4.125%
HK$67,494
baseline
▲ 0.50% · 4.625%
HK$71,051
+HK$3,557/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,988/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,153
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,241
−HK$2,123/mo
Today · 4.125%
HK$71,364
baseline
▲ 0.50% · 4.625%
HK$75,706
+HK$4,342/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,728/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,707
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,710
−HK$2,033/mo
Today · 4.125%
HK$78,743
baseline
▲ 0.50% · 4.625%
HK$82,893
+HK$4,150/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,486/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,339
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,025
−HK$2,728/mo
Today · 4.125%
HK$91,753
baseline
▲ 0.50% · 4.625%
HK$97,336
+HK$5,583/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,506/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,051
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,627
−HK$2,614/mo
Today · 4.125%
HK$101,241
baseline
▲ 0.50% · 4.625%
HK$106,577
+HK$5,336/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,482/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,542 · Scale 2, in force from 26 Feb 2026)