LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,968
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,460
−HK$1,516/mo
Today · 4.125%
HK$50,976
baseline
▲ 0.50% · 4.625%
HK$54,078
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,952/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,364
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,795
−HK$1,452/mo
Today · 4.125%
HK$56,247
baseline
▲ 0.50% · 4.625%
HK$59,212
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,494/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,562
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,353
−HK$1,819/mo
Today · 4.125%
HK$61,172
baseline
▲ 0.50% · 4.625%
HK$64,894
+HK$3,722/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$122,344/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,037
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,755
−HK$1,742/mo
Today · 4.125%
HK$67,497
baseline
▲ 0.50% · 4.625%
HK$71,055
+HK$3,558/mo
Deposit HK$8.41M · loan HK$12.62M · min. income ≈ HK$134,994/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,156
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,245
−HK$2,122/mo
Today · 4.125%
HK$71,367
baseline
▲ 0.50% · 4.625%
HK$75,709
+HK$4,342/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,734/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,710
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,714
−HK$2,032/mo
Today · 4.125%
HK$78,746
baseline
▲ 0.50% · 4.625%
HK$82,897
+HK$4,151/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,492/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$853,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,343
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,029
−HK$2,728/mo
Today · 4.125%
HK$91,757
baseline
▲ 0.50% · 4.625%
HK$97,341
+HK$5,584/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,514/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,056
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$98,632
−HK$2,613/mo
Today · 4.125%
HK$101,245
baseline
▲ 0.50% · 4.625%
HK$106,582
+HK$5,337/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,490/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,638 · Scale 2, in force from 26 Feb 2026)