LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,971
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,464
−HK$1,516/mo
Today · 4.125%
HK$50,980
baseline
▲ 0.50% · 4.625%
HK$54,082
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,960/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,368
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,799
−HK$1,452/mo
Today · 4.125%
HK$56,251
baseline
▲ 0.50% · 4.625%
HK$59,216
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,502/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,566
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,356
−HK$1,819/mo
Today · 4.125%
HK$61,175
baseline
▲ 0.50% · 4.625%
HK$64,898
+HK$3,723/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$122,350/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,041
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,759
−HK$1,742/mo
Today · 4.125%
HK$67,501
baseline
▲ 0.50% · 4.625%
HK$71,059
+HK$3,558/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$135,002/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,160
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,249
−HK$2,122/mo
Today · 4.125%
HK$71,371
baseline
▲ 0.50% · 4.625%
HK$75,714
+HK$4,343/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,742/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,715
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,718
−HK$2,033/mo
Today · 4.125%
HK$78,751
baseline
▲ 0.50% · 4.625%
HK$82,902
+HK$4,151/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,502/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,348
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,034
−HK$2,729/mo
Today · 4.125%
HK$91,763
baseline
▲ 0.50% · 4.625%
HK$97,347
+HK$5,584/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,526/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,062
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,638
−HK$2,614/mo
Today · 4.125%
HK$101,252
baseline
▲ 0.50% · 4.625%
HK$106,589
+HK$5,337/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,504/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,770 · Scale 2, in force from 26 Feb 2026)