LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,973
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,465
−HK$1,516/mo
Today · 4.125%
HK$50,981
baseline
▲ 0.50% · 4.625%
HK$54,083
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,962/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,369
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,801
−HK$1,452/mo
Today · 4.125%
HK$56,253
baseline
▲ 0.50% · 4.625%
HK$59,218
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,506/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,568
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,358
−HK$1,820/mo
Today · 4.125%
HK$61,178
baseline
▲ 0.50% · 4.625%
HK$64,900
+HK$3,722/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$122,356/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,043
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,761
−HK$1,742/mo
Today · 4.125%
HK$67,503
baseline
▲ 0.50% · 4.625%
HK$71,062
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$135,006/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,162
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,251
−HK$2,123/mo
Today · 4.125%
HK$71,374
baseline
▲ 0.50% · 4.625%
HK$75,717
+HK$4,343/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,748/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,717
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,721
−HK$2,033/mo
Today · 4.125%
HK$78,754
baseline
▲ 0.50% · 4.625%
HK$82,905
+HK$4,151/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,508/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,351
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,037
−HK$2,729/mo
Today · 4.125%
HK$91,766
baseline
▲ 0.50% · 4.625%
HK$97,350
+HK$5,584/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,532/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,065
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,641
−HK$2,614/mo
Today · 4.125%
HK$101,255
baseline
▲ 0.50% · 4.625%
HK$106,592
+HK$5,337/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,510/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,843 · Scale 2, in force from 26 Feb 2026)