LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,974
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,466
−HK$1,516/mo
Today · 4.125%
HK$50,982
baseline
▲ 0.50% · 4.625%
HK$54,085
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,964/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,371
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,802
−HK$1,452/mo
Today · 4.125%
HK$56,254
baseline
▲ 0.50% · 4.625%
HK$59,219
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,508/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,569
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,360
−HK$1,819/mo
Today · 4.125%
HK$61,179
baseline
▲ 0.50% · 4.625%
HK$64,901
+HK$3,722/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$122,358/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,045
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,762
−HK$1,743/mo
Today · 4.125%
HK$67,505
baseline
▲ 0.50% · 4.625%
HK$71,063
+HK$3,558/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$135,010/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,164
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,253
−HK$2,122/mo
Today · 4.125%
HK$71,375
baseline
▲ 0.50% · 4.625%
HK$75,718
+HK$4,343/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,750/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,719
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,723
−HK$2,033/mo
Today · 4.125%
HK$78,756
baseline
▲ 0.50% · 4.625%
HK$82,907
+HK$4,151/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,512/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,353
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,039
−HK$2,729/mo
Today · 4.125%
HK$91,768
baseline
▲ 0.50% · 4.625%
HK$97,352
+HK$5,584/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$183,536/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,067
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,644
−HK$2,613/mo
Today · 4.125%
HK$101,257
baseline
▲ 0.50% · 4.625%
HK$106,595
+HK$5,338/mo
Deposit HK$2.10M · loan HK$18.93M · min. income ≈ HK$202,514/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,887 · Scale 2, in force from 26 Feb 2026)