LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,975
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,467
−HK$1,516/mo
Today · 4.125%
HK$50,983
baseline
▲ 0.50% · 4.625%
HK$54,086
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,966/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,372
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,803
−HK$1,452/mo
Today · 4.125%
HK$56,255
baseline
▲ 0.50% · 4.625%
HK$59,220
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,510/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$853,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,570
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,361
−HK$1,819/mo
Today · 4.125%
HK$61,180
baseline
▲ 0.50% · 4.625%
HK$64,903
+HK$3,723/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$122,360/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,046
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,764
−HK$1,742/mo
Today · 4.125%
HK$67,506
baseline
▲ 0.50% · 4.625%
HK$71,065
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$135,012/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$853,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,165
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,254
−HK$2,123/mo
Today · 4.125%
HK$71,377
baseline
▲ 0.50% · 4.625%
HK$75,720
+HK$4,343/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,754/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,720
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,724
−HK$2,033/mo
Today · 4.125%
HK$78,757
baseline
▲ 0.50% · 4.625%
HK$82,909
+HK$4,152/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,514/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,355
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,041
−HK$2,729/mo
Today · 4.125%
HK$91,770
baseline
▲ 0.50% · 4.625%
HK$97,354
+HK$5,584/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,540/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,069
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,646
−HK$2,613/mo
Today · 4.125%
HK$101,259
baseline
▲ 0.50% · 4.625%
HK$106,597
+HK$5,338/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,518/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$853,930 · Scale 2, in force from 26 Feb 2026)