LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,978
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,471
−HK$1,516/mo
Today · 4.125%
HK$50,987
baseline
▲ 0.50% · 4.625%
HK$54,089
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,974/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$854,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,375
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,807
−HK$1,452/mo
Today · 4.125%
HK$56,259
baseline
▲ 0.50% · 4.625%
HK$59,225
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,518/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$854,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,574
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,365
−HK$1,819/mo
Today · 4.125%
HK$61,184
baseline
▲ 0.50% · 4.625%
HK$64,907
+HK$3,723/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$122,368/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,050
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,768
−HK$1,743/mo
Today · 4.125%
HK$67,511
baseline
▲ 0.50% · 4.625%
HK$71,070
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$135,022/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,170
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,259
−HK$2,123/mo
Today · 4.125%
HK$71,382
baseline
▲ 0.50% · 4.625%
HK$75,725
+HK$4,343/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,764/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,726
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,730
−HK$2,033/mo
Today · 4.125%
HK$78,763
baseline
▲ 0.50% · 4.625%
HK$82,914
+HK$4,151/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,526/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,361
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$89,047
−HK$2,730/mo
Today · 4.125%
HK$91,777
baseline
▲ 0.50% · 4.625%
HK$97,361
+HK$5,584/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,554/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,076
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,652
−HK$2,614/mo
Today · 4.125%
HK$101,266
baseline
▲ 0.50% · 4.625%
HK$106,604
+HK$5,338/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,532/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,077 · Scale 2, in force from 26 Feb 2026)