LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,980
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,472
−HK$1,517/mo
Today · 4.125%
HK$50,989
baseline
▲ 0.50% · 4.625%
HK$54,091
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,978/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$854,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,377
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,809
−HK$1,452/mo
Today · 4.125%
HK$56,261
baseline
▲ 0.50% · 4.625%
HK$59,227
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,522/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$854,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,576
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,367
−HK$1,819/mo
Today · 4.125%
HK$61,186
baseline
▲ 0.50% · 4.625%
HK$64,909
+HK$3,723/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$122,372/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,053
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,770
−HK$1,743/mo
Today · 4.125%
HK$67,513
baseline
▲ 0.50% · 4.625%
HK$71,072
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.62M · min. income ≈ HK$135,026/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,172
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,261
−HK$2,123/mo
Today · 4.125%
HK$71,384
baseline
▲ 0.50% · 4.625%
HK$75,728
+HK$4,344/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,768/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,728
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,732
−HK$2,033/mo
Today · 4.125%
HK$78,765
baseline
▲ 0.50% · 4.625%
HK$82,917
+HK$4,152/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,530/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,364
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$89,050
−HK$2,730/mo
Today · 4.125%
HK$91,780
baseline
▲ 0.50% · 4.625%
HK$97,364
+HK$5,584/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,560/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,079
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$98,656
−HK$2,614/mo
Today · 4.125%
HK$101,270
baseline
▲ 0.50% · 4.625%
HK$106,608
+HK$5,338/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,540/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,147 · Scale 2, in force from 26 Feb 2026)