LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,981
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,473
−HK$1,517/mo
Today · 4.125%
HK$50,990
baseline
▲ 0.50% · 4.625%
HK$54,092
+HK$3,102/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,980/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,378
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,810
−HK$1,452/mo
Today · 4.125%
HK$56,262
baseline
▲ 0.50% · 4.625%
HK$59,228
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,524/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,577
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,368
−HK$1,819/mo
Today · 4.125%
HK$61,187
baseline
▲ 0.50% · 4.625%
HK$64,911
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,374/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,054
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,772
−HK$1,742/mo
Today · 4.125%
HK$67,514
baseline
▲ 0.50% · 4.625%
HK$71,073
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,028/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,173
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,262
−HK$2,123/mo
Today · 4.125%
HK$71,385
baseline
▲ 0.50% · 4.625%
HK$75,729
+HK$4,344/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,770/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,729
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,733
−HK$2,034/mo
Today · 4.125%
HK$78,767
baseline
▲ 0.50% · 4.625%
HK$82,919
+HK$4,152/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,534/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,365
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$89,052
−HK$2,729/mo
Today · 4.125%
HK$91,781
baseline
▲ 0.50% · 4.625%
HK$97,366
+HK$5,585/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,562/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,080
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$98,657
−HK$2,614/mo
Today · 4.125%
HK$101,271
baseline
▲ 0.50% · 4.625%
HK$106,610
+HK$5,339/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,542/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,181 · Scale 2, in force from 26 Feb 2026)