LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,984
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,477
−HK$1,516/mo
Today · 4.125%
HK$50,993
baseline
▲ 0.50% · 4.625%
HK$54,096
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,986/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,382
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,814
−HK$1,452/mo
Today · 4.125%
HK$56,266
baseline
▲ 0.50% · 4.625%
HK$59,232
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,532/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,581
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,372
−HK$1,820/mo
Today · 4.125%
HK$61,192
baseline
▲ 0.50% · 4.625%
HK$64,915
+HK$3,723/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,384/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,058
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,776
−HK$1,743/mo
Today · 4.125%
HK$67,519
baseline
▲ 0.50% · 4.625%
HK$71,078
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,038/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,178
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,267
−HK$2,123/mo
Today · 4.125%
HK$71,390
baseline
▲ 0.50% · 4.625%
HK$75,734
+HK$4,344/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,780/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,735
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,739
−HK$2,033/mo
Today · 4.125%
HK$78,772
baseline
▲ 0.50% · 4.625%
HK$82,925
+HK$4,153/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,544/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,372
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$89,058
−HK$2,730/mo
Today · 4.125%
HK$91,788
baseline
▲ 0.50% · 4.625%
HK$97,373
+HK$5,585/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,576/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,087
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,664
−HK$2,615/mo
Today · 4.125%
HK$101,279
baseline
▲ 0.50% · 4.625%
HK$106,617
+HK$5,338/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,558/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,332 · Scale 2, in force from 26 Feb 2026)