LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,985
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,477
−HK$1,517/mo
Today · 4.125%
HK$50,994
baseline
▲ 0.50% · 4.625%
HK$54,097
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,988/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,382
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,814
−HK$1,453/mo
Today · 4.125%
HK$56,267
baseline
▲ 0.50% · 4.625%
HK$59,232
+HK$2,965/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,534/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,582
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,373
−HK$1,819/mo
Today · 4.125%
HK$61,192
baseline
▲ 0.50% · 4.625%
HK$64,916
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,384/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,059
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,777
−HK$1,743/mo
Today · 4.125%
HK$67,520
baseline
▲ 0.50% · 4.625%
HK$71,079
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,040/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,179
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,268
−HK$2,123/mo
Today · 4.125%
HK$71,391
baseline
▲ 0.50% · 4.625%
HK$75,735
+HK$4,344/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,782/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,735
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,740
−HK$2,033/mo
Today · 4.125%
HK$78,773
baseline
▲ 0.50% · 4.625%
HK$82,925
+HK$4,152/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,546/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,372
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,059
−HK$2,730/mo
Today · 4.125%
HK$91,789
baseline
▲ 0.50% · 4.625%
HK$97,374
+HK$5,585/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,578/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,088
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,665
−HK$2,615/mo
Today · 4.125%
HK$101,280
baseline
▲ 0.50% · 4.625%
HK$106,618
+HK$5,338/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,560/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,353 · Scale 2, in force from 26 Feb 2026)