LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,987
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,480
−HK$1,517/mo
Today · 4.125%
HK$50,997
baseline
▲ 0.50% · 4.625%
HK$54,100
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,994/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,385
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,817
−HK$1,453/mo
Today · 4.125%
HK$56,270
baseline
▲ 0.50% · 4.625%
HK$59,236
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,540/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,585
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,376
−HK$1,820/mo
Today · 4.125%
HK$61,196
baseline
▲ 0.50% · 4.625%
HK$64,920
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,392/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,063
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,781
−HK$1,743/mo
Today · 4.125%
HK$67,524
baseline
▲ 0.50% · 4.625%
HK$71,083
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,048/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,182
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,272
−HK$2,123/mo
Today · 4.125%
HK$71,395
baseline
▲ 0.50% · 4.625%
HK$75,740
+HK$4,345/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,790/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,740
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,744
−HK$2,034/mo
Today · 4.125%
HK$78,778
baseline
▲ 0.50% · 4.625%
HK$82,930
+HK$4,152/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,556/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,377
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,064
−HK$2,730/mo
Today · 4.125%
HK$91,794
baseline
▲ 0.50% · 4.625%
HK$97,379
+HK$5,585/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,588/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,094
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,671
−HK$2,615/mo
Today · 4.125%
HK$101,286
baseline
▲ 0.50% · 4.625%
HK$106,624
+HK$5,338/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,572/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,474 · Scale 2, in force from 26 Feb 2026)