LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,988
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,481
−HK$1,516/mo
Today · 4.125%
HK$50,997
baseline
▲ 0.50% · 4.625%
HK$54,100
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$101,994/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,386
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,818
−HK$1,452/mo
Today · 4.125%
HK$56,270
baseline
▲ 0.50% · 4.625%
HK$59,237
+HK$2,967/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,540/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,586
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,377
−HK$1,820/mo
Today · 4.125%
HK$61,197
baseline
▲ 0.50% · 4.625%
HK$64,920
+HK$3,723/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,394/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,063
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,782
−HK$1,743/mo
Today · 4.125%
HK$67,525
baseline
▲ 0.50% · 4.625%
HK$71,084
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,050/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,183
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,273
−HK$2,123/mo
Today · 4.125%
HK$71,396
baseline
▲ 0.50% · 4.625%
HK$75,740
+HK$4,344/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,792/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,741
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,745
−HK$2,034/mo
Today · 4.125%
HK$78,779
baseline
▲ 0.50% · 4.625%
HK$82,931
+HK$4,152/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,558/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,378
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,065
−HK$2,730/mo
Today · 4.125%
HK$91,795
baseline
▲ 0.50% · 4.625%
HK$97,381
+HK$5,586/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,590/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,095
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,672
−HK$2,615/mo
Today · 4.125%
HK$101,287
baseline
▲ 0.50% · 4.625%
HK$106,626
+HK$5,339/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,574/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,499 · Scale 2, in force from 26 Feb 2026)