LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,990
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,483
−HK$1,517/mo
Today · 4.125%
HK$51,000
baseline
▲ 0.50% · 4.625%
HK$54,103
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$102,000/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,389
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,821
−HK$1,452/mo
Today · 4.125%
HK$56,273
baseline
▲ 0.50% · 4.625%
HK$59,240
+HK$2,967/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,546/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,589
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,380
−HK$1,820/mo
Today · 4.125%
HK$61,200
baseline
▲ 0.50% · 4.625%
HK$64,924
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,400/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,067
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,785
−HK$1,743/mo
Today · 4.125%
HK$67,528
baseline
▲ 0.50% · 4.625%
HK$71,088
+HK$3,560/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,056/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,187
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,277
−HK$2,123/mo
Today · 4.125%
HK$71,400
baseline
▲ 0.50% · 4.625%
HK$75,744
+HK$4,344/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,800/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,745
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,749
−HK$2,034/mo
Today · 4.125%
HK$78,783
baseline
▲ 0.50% · 4.625%
HK$82,935
+HK$4,152/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,566/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,383
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,070
−HK$2,730/mo
Today · 4.125%
HK$91,800
baseline
▲ 0.50% · 4.625%
HK$97,386
+HK$5,586/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,600/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,100
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,677
−HK$2,615/mo
Today · 4.125%
HK$101,292
baseline
▲ 0.50% · 4.625%
HK$106,631
+HK$5,339/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,584/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,610 · Scale 2, in force from 26 Feb 2026)