LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,992
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,485
−HK$1,516/mo
Today · 4.125%
HK$51,001
baseline
▲ 0.50% · 4.625%
HK$54,105
+HK$3,104/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$102,002/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,390
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,822
−HK$1,453/mo
Today · 4.125%
HK$56,275
baseline
▲ 0.50% · 4.625%
HK$59,241
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,550/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,590
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,382
−HK$1,820/mo
Today · 4.125%
HK$61,202
baseline
▲ 0.50% · 4.625%
HK$64,926
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,404/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,069
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,787
−HK$1,743/mo
Today · 4.125%
HK$67,530
baseline
▲ 0.50% · 4.625%
HK$71,090
+HK$3,560/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,060/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,189
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,278
−HK$2,124/mo
Today · 4.125%
HK$71,402
baseline
▲ 0.50% · 4.625%
HK$75,746
+HK$4,344/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,804/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,747
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,751
−HK$2,034/mo
Today · 4.125%
HK$78,785
baseline
▲ 0.50% · 4.625%
HK$82,938
+HK$4,153/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,570/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,385
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,072
−HK$2,730/mo
Today · 4.125%
HK$91,802
baseline
▲ 0.50% · 4.625%
HK$97,388
+HK$5,586/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,604/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,103
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,680
−HK$2,615/mo
Today · 4.125%
HK$101,295
baseline
▲ 0.50% · 4.625%
HK$106,634
+HK$5,339/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,590/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,668 · Scale 2, in force from 26 Feb 2026)