LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,993
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,486
−HK$1,517/mo
Today · 4.125%
HK$51,003
baseline
▲ 0.50% · 4.625%
HK$54,106
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$102,006/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,392
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,824
−HK$1,452/mo
Today · 4.125%
HK$56,276
baseline
▲ 0.50% · 4.625%
HK$59,243
+HK$2,967/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,552/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,592
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,383
−HK$1,820/mo
Today · 4.125%
HK$61,203
baseline
▲ 0.50% · 4.625%
HK$64,927
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,406/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,070
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,788
−HK$1,744/mo
Today · 4.125%
HK$67,532
baseline
▲ 0.50% · 4.625%
HK$71,091
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,064/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,190
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,280
−HK$2,124/mo
Today · 4.125%
HK$71,404
baseline
▲ 0.50% · 4.625%
HK$75,748
+HK$4,344/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,808/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,748
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,753
−HK$2,034/mo
Today · 4.125%
HK$78,787
baseline
▲ 0.50% · 4.625%
HK$82,940
+HK$4,153/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,574/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,387
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,075
−HK$2,730/mo
Today · 4.125%
HK$91,805
baseline
▲ 0.50% · 4.625%
HK$97,391
+HK$5,586/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,610/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,105
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,683
−HK$2,614/mo
Today · 4.125%
HK$101,297
baseline
▲ 0.50% · 4.625%
HK$106,637
+HK$5,340/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,594/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,720 · Scale 2, in force from 26 Feb 2026)