LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,993
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,486
−HK$1,517/mo
Today · 4.125%
HK$51,003
baseline
▲ 0.50% · 4.625%
HK$54,106
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$102,006/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,392
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,824
−HK$1,453/mo
Today · 4.125%
HK$56,277
baseline
▲ 0.50% · 4.625%
HK$59,243
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,554/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,592
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,383
−HK$1,820/mo
Today · 4.125%
HK$61,203
baseline
▲ 0.50% · 4.625%
HK$64,928
+HK$3,725/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,406/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,070
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,789
−HK$1,743/mo
Today · 4.125%
HK$67,532
baseline
▲ 0.50% · 4.625%
HK$71,092
+HK$3,560/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,064/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,191
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,281
−HK$2,123/mo
Today · 4.125%
HK$71,404
baseline
▲ 0.50% · 4.625%
HK$75,749
+HK$4,345/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,808/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,749
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,754
−HK$2,033/mo
Today · 4.125%
HK$78,787
baseline
▲ 0.50% · 4.625%
HK$82,940
+HK$4,153/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,574/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,388
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,075
−HK$2,730/mo
Today · 4.125%
HK$91,805
baseline
▲ 0.50% · 4.625%
HK$97,391
+HK$5,586/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,610/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,106
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,683
−HK$2,615/mo
Today · 4.125%
HK$101,298
baseline
▲ 0.50% · 4.625%
HK$106,637
+HK$5,339/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,596/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,731 · Scale 2, in force from 26 Feb 2026)