LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,996
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,489
−HK$1,517/mo
Today · 4.125%
HK$51,006
baseline
▲ 0.50% · 4.625%
HK$54,109
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$102,012/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,395
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,827
−HK$1,453/mo
Today · 4.125%
HK$56,280
baseline
▲ 0.50% · 4.625%
HK$59,246
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,560/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,595
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,387
−HK$1,820/mo
Today · 4.125%
HK$61,207
baseline
▲ 0.50% · 4.625%
HK$64,931
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,414/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,074
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,792
−HK$1,744/mo
Today · 4.125%
HK$67,536
baseline
▲ 0.50% · 4.625%
HK$71,095
+HK$3,559/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,072/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,194
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,284
−HK$2,124/mo
Today · 4.125%
HK$71,408
baseline
▲ 0.50% · 4.625%
HK$75,753
+HK$4,345/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,816/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,753
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,758
−HK$2,034/mo
Today · 4.125%
HK$78,792
baseline
▲ 0.50% · 4.625%
HK$82,945
+HK$4,153/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,584/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,393
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,080
−HK$2,730/mo
Today · 4.125%
HK$91,810
baseline
▲ 0.50% · 4.625%
HK$97,397
+HK$5,587/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,620/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,111
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,688
−HK$2,615/mo
Today · 4.125%
HK$101,303
baseline
▲ 0.50% · 4.625%
HK$106,643
+HK$5,340/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,606/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,845 · Scale 2, in force from 26 Feb 2026)