LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,997
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,490
−HK$1,517/mo
Today · 4.125%
HK$51,007
baseline
▲ 0.50% · 4.625%
HK$54,110
+HK$3,103/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$102,014/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,396
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,828
−HK$1,453/mo
Today · 4.125%
HK$56,281
baseline
▲ 0.50% · 4.625%
HK$59,247
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,562/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,596
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,388
−HK$1,820/mo
Today · 4.125%
HK$61,208
baseline
▲ 0.50% · 4.625%
HK$64,932
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,416/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,075
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,794
−HK$1,743/mo
Today · 4.125%
HK$67,537
baseline
▲ 0.50% · 4.625%
HK$71,097
+HK$3,560/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,074/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,196
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,286
−HK$2,123/mo
Today · 4.125%
HK$71,409
baseline
▲ 0.50% · 4.625%
HK$75,754
+HK$4,345/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,818/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,754
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,759
−HK$2,034/mo
Today · 4.125%
HK$78,793
baseline
▲ 0.50% · 4.625%
HK$82,946
+HK$4,153/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,586/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,394
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,082
−HK$2,730/mo
Today · 4.125%
HK$91,812
baseline
▲ 0.50% · 4.625%
HK$97,399
+HK$5,587/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,624/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,113
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,690
−HK$2,615/mo
Today · 4.125%
HK$101,305
baseline
▲ 0.50% · 4.625%
HK$106,645
+HK$5,340/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,610/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,888 · Scale 2, in force from 26 Feb 2026)