LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,998
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,491
−HK$1,517/mo
Today · 4.125%
HK$51,008
baseline
▲ 0.50% · 4.625%
HK$54,112
+HK$3,104/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$102,016/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,397
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,829
−HK$1,453/mo
Today · 4.125%
HK$56,282
baseline
▲ 0.50% · 4.625%
HK$59,249
+HK$2,967/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,564/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,598
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,389
−HK$1,821/mo
Today · 4.125%
HK$61,210
baseline
▲ 0.50% · 4.625%
HK$64,934
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,420/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,077
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,795
−HK$1,744/mo
Today · 4.125%
HK$67,539
baseline
▲ 0.50% · 4.625%
HK$71,099
+HK$3,560/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,078/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,197
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,287
−HK$2,124/mo
Today · 4.125%
HK$71,411
baseline
▲ 0.50% · 4.625%
HK$75,756
+HK$4,345/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,822/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,756
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,761
−HK$2,034/mo
Today · 4.125%
HK$78,795
baseline
▲ 0.50% · 4.625%
HK$82,949
+HK$4,154/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,590/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,396
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,084
−HK$2,730/mo
Today · 4.125%
HK$91,814
baseline
▲ 0.50% · 4.625%
HK$97,401
+HK$5,587/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,628/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,115
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,693
−HK$2,615/mo
Today · 4.125%
HK$101,308
baseline
▲ 0.50% · 4.625%
HK$106,648
+HK$5,340/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,616/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,941 · Scale 2, in force from 26 Feb 2026)