LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,999
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,492
−HK$1,517/mo
Today · 4.125%
HK$51,009
baseline
▲ 0.50% · 4.625%
HK$54,113
+HK$3,104/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$102,018/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,399
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,831
−HK$1,453/mo
Today · 4.125%
HK$56,284
baseline
▲ 0.50% · 4.625%
HK$59,250
+HK$2,966/mo
Deposit HK$10.52M · loan HK$10.52M · min. income ≈ HK$112,568/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$854,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,599
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,391
−HK$1,820/mo
Today · 4.125%
HK$61,211
baseline
▲ 0.50% · 4.625%
HK$64,935
+HK$3,724/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,422/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,078
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,797
−HK$1,743/mo
Today · 4.125%
HK$67,540
baseline
▲ 0.50% · 4.625%
HK$71,100
+HK$3,560/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,080/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$854,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,199
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,289
−HK$2,124/mo
Today · 4.125%
HK$71,413
baseline
▲ 0.50% · 4.625%
HK$75,758
+HK$4,345/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,826/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,758
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,763
−HK$2,034/mo
Today · 4.125%
HK$78,797
baseline
▲ 0.50% · 4.625%
HK$82,950
+HK$4,153/mo
Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$157,594/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$854,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,398
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,086
−HK$2,730/mo
Today · 4.125%
HK$91,816
baseline
▲ 0.50% · 4.625%
HK$97,403
+HK$5,587/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$183,632/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,117
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,695
−HK$2,615/mo
Today · 4.125%
HK$101,310
baseline
▲ 0.50% · 4.625%
HK$106,651
+HK$5,341/mo
Deposit HK$2.10M · loan HK$18.94M · min. income ≈ HK$202,620/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$854,990 · Scale 2, in force from 26 Feb 2026)