LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,004
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,497
−HK$1,517/mo
Today · 4.125%
HK$51,014
baseline
▲ 0.50% · 4.625%
HK$54,118
+HK$3,104/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,028/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,404
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,836
−HK$1,453/mo
Today · 4.125%
HK$56,289
baseline
▲ 0.50% · 4.625%
HK$59,256
+HK$2,967/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,578/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,604
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,396
−HK$1,821/mo
Today · 4.125%
HK$61,217
baseline
▲ 0.50% · 4.625%
HK$64,942
+HK$3,725/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,434/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,084
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,803
−HK$1,744/mo
Today · 4.125%
HK$67,547
baseline
▲ 0.50% · 4.625%
HK$71,107
+HK$3,560/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,094/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,205
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,296
−HK$2,123/mo
Today · 4.125%
HK$71,419
baseline
▲ 0.50% · 4.625%
HK$75,765
+HK$4,346/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,838/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,765
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,770
−HK$2,034/mo
Today · 4.125%
HK$78,804
baseline
▲ 0.50% · 4.625%
HK$82,958
+HK$4,154/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,608/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,407
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,094
−HK$2,731/mo
Today · 4.125%
HK$91,825
baseline
▲ 0.50% · 4.625%
HK$97,412
+HK$5,587/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,650/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,126
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,705
−HK$2,615/mo
Today · 4.125%
HK$101,320
baseline
▲ 0.50% · 4.625%
HK$106,661
+HK$5,341/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,640/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,187 · Scale 2, in force from 26 Feb 2026)