LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,005
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,498
−HK$1,517/mo
Today · 4.125%
HK$51,015
baseline
▲ 0.50% · 4.625%
HK$54,119
+HK$3,104/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,030/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,405
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,837
−HK$1,453/mo
Today · 4.125%
HK$56,290
baseline
▲ 0.50% · 4.625%
HK$59,257
+HK$2,967/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,580/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,606
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,398
−HK$1,820/mo
Today · 4.125%
HK$61,218
baseline
▲ 0.50% · 4.625%
HK$64,943
+HK$3,725/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,436/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,086
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,805
−HK$1,743/mo
Today · 4.125%
HK$67,548
baseline
▲ 0.50% · 4.625%
HK$71,109
+HK$3,561/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,096/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,207
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,297
−HK$2,124/mo
Today · 4.125%
HK$71,421
baseline
▲ 0.50% · 4.625%
HK$75,767
+HK$4,346/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,842/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,767
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,772
−HK$2,034/mo
Today · 4.125%
HK$78,806
baseline
▲ 0.50% · 4.625%
HK$82,960
+HK$4,154/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,612/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,409
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,096
−HK$2,731/mo
Today · 4.125%
HK$91,827
baseline
▲ 0.50% · 4.625%
HK$97,415
+HK$5,588/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,654/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,129
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,707
−HK$2,615/mo
Today · 4.125%
HK$101,322
baseline
▲ 0.50% · 4.625%
HK$106,663
+HK$5,341/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,644/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,236 · Scale 2, in force from 26 Feb 2026)