LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,005
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,498
−HK$1,518/mo
Today · 4.125%
HK$51,016
baseline
▲ 0.50% · 4.625%
HK$54,120
+HK$3,104/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,032/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,405
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,838
−HK$1,453/mo
Today · 4.125%
HK$56,291
baseline
▲ 0.50% · 4.625%
HK$59,258
+HK$2,967/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,582/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,606
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,398
−HK$1,821/mo
Today · 4.125%
HK$61,219
baseline
▲ 0.50% · 4.625%
HK$64,944
+HK$3,725/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,438/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,086
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,805
−HK$1,744/mo
Today · 4.125%
HK$67,549
baseline
▲ 0.50% · 4.625%
HK$71,109
+HK$3,560/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,098/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,207
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,298
−HK$2,124/mo
Today · 4.125%
HK$71,422
baseline
▲ 0.50% · 4.625%
HK$75,768
+HK$4,346/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,844/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,767
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,773
−HK$2,034/mo
Today · 4.125%
HK$78,807
baseline
▲ 0.50% · 4.625%
HK$82,961
+HK$4,154/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,614/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,409
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$89,097
−HK$2,731/mo
Today · 4.125%
HK$91,828
baseline
▲ 0.50% · 4.625%
HK$97,415
+HK$5,587/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,656/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,129
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,708
−HK$2,615/mo
Today · 4.125%
HK$101,323
baseline
▲ 0.50% · 4.625%
HK$106,664
+HK$5,341/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,646/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,253 · Scale 2, in force from 26 Feb 2026)