LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,007
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,500
−HK$1,517/mo
Today · 4.125%
HK$51,017
baseline
▲ 0.50% · 4.625%
HK$54,122
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,034/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,407
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,840
−HK$1,453/mo
Today · 4.125%
HK$56,293
baseline
▲ 0.50% · 4.625%
HK$59,260
+HK$2,967/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,586/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,608
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,400
−HK$1,821/mo
Today · 4.125%
HK$61,221
baseline
▲ 0.50% · 4.625%
HK$64,946
+HK$3,725/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,442/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,089
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,807
−HK$1,744/mo
Today · 4.125%
HK$67,551
baseline
▲ 0.50% · 4.625%
HK$71,112
+HK$3,561/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,102/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,210
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,300
−HK$2,124/mo
Today · 4.125%
HK$71,424
baseline
▲ 0.50% · 4.625%
HK$75,770
+HK$4,346/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,848/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,770
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,775
−HK$2,035/mo
Today · 4.125%
HK$78,810
baseline
▲ 0.50% · 4.625%
HK$82,964
+HK$4,154/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,620/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,412
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$89,100
−HK$2,731/mo
Today · 4.125%
HK$91,831
baseline
▲ 0.50% · 4.625%
HK$97,419
+HK$5,588/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,662/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,133
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,711
−HK$2,616/mo
Today · 4.125%
HK$101,327
baseline
▲ 0.50% · 4.625%
HK$106,668
+HK$5,341/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,654/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,329 · Scale 2, in force from 26 Feb 2026)