LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,008
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,501
−HK$1,517/mo
Today · 4.125%
HK$51,018
baseline
▲ 0.50% · 4.625%
HK$54,122
+HK$3,104/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,036/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,408
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,840
−HK$1,453/mo
Today · 4.125%
HK$56,293
baseline
▲ 0.50% · 4.625%
HK$59,261
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,586/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,609
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,401
−HK$1,821/mo
Today · 4.125%
HK$61,222
baseline
▲ 0.50% · 4.625%
HK$64,947
+HK$3,725/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,444/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,090
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,808
−HK$1,744/mo
Today · 4.125%
HK$67,552
baseline
▲ 0.50% · 4.625%
HK$71,113
+HK$3,561/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,104/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,211
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,301
−HK$2,124/mo
Today · 4.125%
HK$71,425
baseline
▲ 0.50% · 4.625%
HK$75,771
+HK$4,346/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,850/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,771
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,777
−HK$2,034/mo
Today · 4.125%
HK$78,811
baseline
▲ 0.50% · 4.625%
HK$82,965
+HK$4,154/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,622/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,414
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$89,102
−HK$2,731/mo
Today · 4.125%
HK$91,833
baseline
▲ 0.50% · 4.625%
HK$97,420
+HK$5,587/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,666/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,134
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,713
−HK$2,615/mo
Today · 4.125%
HK$101,328
baseline
▲ 0.50% · 4.625%
HK$106,669
+HK$5,341/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,656/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,361 · Scale 2, in force from 26 Feb 2026)