LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,010
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,504
−HK$1,517/mo
Today · 4.125%
HK$51,021
baseline
▲ 0.50% · 4.625%
HK$54,125
+HK$3,104/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,042/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,411
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,843
−HK$1,454/mo
Today · 4.125%
HK$56,297
baseline
▲ 0.50% · 4.625%
HK$59,264
+HK$2,967/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,594/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,612
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,404
−HK$1,821/mo
Today · 4.125%
HK$61,225
baseline
▲ 0.50% · 4.625%
HK$64,950
+HK$3,725/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,450/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,093
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,812
−HK$1,744/mo
Today · 4.125%
HK$67,556
baseline
▲ 0.50% · 4.625%
HK$71,117
+HK$3,561/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,112/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,214
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,305
−HK$2,124/mo
Today · 4.125%
HK$71,429
baseline
▲ 0.50% · 4.625%
HK$75,776
+HK$4,347/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,858/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,775
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,781
−HK$2,034/mo
Today · 4.125%
HK$78,815
baseline
▲ 0.50% · 4.625%
HK$82,970
+HK$4,155/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,630/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,418
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,107
−HK$2,731/mo
Today · 4.125%
HK$91,838
baseline
▲ 0.50% · 4.625%
HK$97,426
+HK$5,588/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,676/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,140
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,718
−HK$2,616/mo
Today · 4.125%
HK$101,334
baseline
▲ 0.50% · 4.625%
HK$106,675
+HK$5,341/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,668/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,475 · Scale 2, in force from 26 Feb 2026)