LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,011
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,505
−HK$1,517/mo
Today · 4.125%
HK$51,022
baseline
▲ 0.50% · 4.625%
HK$54,127
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,044/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,412
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,845
−HK$1,453/mo
Today · 4.125%
HK$56,298
baseline
▲ 0.50% · 4.625%
HK$59,265
+HK$2,967/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,596/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,614
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,406
−HK$1,820/mo
Today · 4.125%
HK$61,226
baseline
▲ 0.50% · 4.625%
HK$64,952
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,452/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,094
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,813
−HK$1,744/mo
Today · 4.125%
HK$67,557
baseline
▲ 0.50% · 4.625%
HK$71,118
+HK$3,561/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,114/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,216
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,307
−HK$2,124/mo
Today · 4.125%
HK$71,431
baseline
▲ 0.50% · 4.625%
HK$75,777
+HK$4,346/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,862/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,777
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,782
−HK$2,035/mo
Today · 4.125%
HK$78,817
baseline
▲ 0.50% · 4.625%
HK$82,971
+HK$4,154/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,634/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,420
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,108
−HK$2,732/mo
Today · 4.125%
HK$91,840
baseline
▲ 0.50% · 4.625%
HK$97,428
+HK$5,588/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,680/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,142
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,720
−HK$2,616/mo
Today · 4.125%
HK$101,336
baseline
▲ 0.50% · 4.625%
HK$106,677
+HK$5,341/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,672/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,520 · Scale 2, in force from 26 Feb 2026)