LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,014
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,507
−HK$1,518/mo
Today · 4.125%
HK$51,025
baseline
▲ 0.50% · 4.625%
HK$54,129
+HK$3,104/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,050/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,415
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,847
−HK$1,454/mo
Today · 4.125%
HK$56,301
baseline
▲ 0.50% · 4.625%
HK$59,268
+HK$2,967/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,602/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,616
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,409
−HK$1,820/mo
Today · 4.125%
HK$61,229
baseline
▲ 0.50% · 4.625%
HK$64,955
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,458/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,098
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,817
−HK$1,744/mo
Today · 4.125%
HK$67,561
baseline
▲ 0.50% · 4.625%
HK$71,122
+HK$3,561/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,122/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,219
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,310
−HK$2,124/mo
Today · 4.125%
HK$71,434
baseline
▲ 0.50% · 4.625%
HK$75,781
+HK$4,347/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,868/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,781
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,786
−HK$2,035/mo
Today · 4.125%
HK$78,821
baseline
▲ 0.50% · 4.625%
HK$82,976
+HK$4,155/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,642/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,425
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$89,113
−HK$2,731/mo
Today · 4.125%
HK$91,844
baseline
▲ 0.50% · 4.625%
HK$97,433
+HK$5,589/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,688/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,147
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,725
−HK$2,616/mo
Today · 4.125%
HK$101,341
baseline
▲ 0.50% · 4.625%
HK$106,683
+HK$5,342/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,682/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,626 · Scale 2, in force from 26 Feb 2026)