LTV · monthly repayment
▼ 0.50% · 3.625%
HK$480,163
−HK$30,111/mo
▼ 0.25% · 3.875%
HK$495,099
−HK$15,175/mo
Today · 4.125%
HK$510,274
baseline
▲ 0.50% · 4.625%
HK$541,323
+HK$31,049/mo
Deposit HK$105.29M · loan HK$105.29M · min. income ≈ HK$1,020,548/mo (50% DSR)
Upfront cash ≈ HK$118.97M (deposit + AVD stamp duty HK$13,687,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$534,177
−HK$28,860/mo
▼ 0.25% · 3.875%
HK$548,503
−HK$14,534/mo
Today · 4.125%
HK$563,037
baseline
▲ 0.50% · 4.625%
HK$592,715
+HK$29,678/mo
Deposit HK$105.29M · loan HK$105.29M · min. income ≈ HK$1,126,074/mo (50% DSR)
Upfront cash ≈ HK$118.97M (deposit + AVD stamp duty HK$13,687,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$576,196
−HK$36,132/mo
▼ 0.25% · 3.875%
HK$594,119
−HK$18,209/mo
Today · 4.125%
HK$612,328
baseline
▲ 0.50% · 4.625%
HK$649,587
+HK$37,259/mo
Deposit HK$84.23M · loan HK$126.34M · min. income ≈ HK$1,224,656/mo (50% DSR)
Upfront cash ≈ HK$97.92M (deposit + AVD stamp duty HK$13,687,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$641,012
−HK$34,632/mo
▼ 0.25% · 3.875%
HK$658,204
−HK$17,440/mo
Today · 4.125%
HK$675,644
baseline
▲ 0.50% · 4.625%
HK$711,258
+HK$35,614/mo
Deposit HK$84.23M · loan HK$126.34M · min. income ≈ HK$1,351,288/mo (50% DSR)
Upfront cash ≈ HK$97.92M (deposit + AVD stamp duty HK$13,687,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$672,229
−HK$42,154/mo
▼ 0.25% · 3.875%
HK$693,139
−HK$21,244/mo
Today · 4.125%
HK$714,383
baseline
▲ 0.50% · 4.625%
HK$757,852
+HK$43,469/mo
Deposit HK$63.17M · loan HK$147.40M · min. income ≈ HK$1,428,766/mo (50% DSR)
Upfront cash ≈ HK$76.86M (deposit + AVD stamp duty HK$13,687,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$747,847
−HK$40,404/mo
▼ 0.25% · 3.875%
HK$767,904
−HK$20,347/mo
Today · 4.125%
HK$788,251
baseline
▲ 0.50% · 4.625%
HK$829,801
+HK$41,550/mo
Deposit HK$63.17M · loan HK$147.40M · min. income ≈ HK$1,576,502/mo (50% DSR)
Upfront cash ≈ HK$76.86M (deposit + AVD stamp duty HK$13,687,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$864,294
−HK$54,199/mo
▼ 0.25% · 3.875%
HK$891,178
−HK$27,315/mo
Today · 4.125%
HK$918,493
baseline
▲ 0.50% · 4.625%
HK$974,381
+HK$55,888/mo
Deposit HK$21.06M · loan HK$189.52M · min. income ≈ HK$1,836,986/mo (50% DSR)
Upfront cash ≈ HK$34.74M (deposit + AVD stamp duty HK$13,687,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$961,518
−HK$51,948/mo
▼ 0.25% · 3.875%
HK$987,306
−HK$26,160/mo
Today · 4.125%
HK$1,013,466
baseline
▲ 0.50% · 4.625%
HK$1,066,887
+HK$53,421/mo
Deposit HK$21.06M · loan HK$189.52M · min. income ≈ HK$2,026,932/mo (50% DSR)
Upfront cash ≈ HK$34.74M (deposit + AVD stamp duty HK$13,687,325 · Scale 2, in force from 26 Feb 2026)