LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,017
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,511
−HK$1,517/mo
Today · 4.125%
HK$51,028
baseline
▲ 0.50% · 4.625%
HK$54,133
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,056/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,419
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,851
−HK$1,454/mo
Today · 4.125%
HK$56,305
baseline
▲ 0.50% · 4.625%
HK$59,273
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,610/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,621
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,413
−HK$1,821/mo
Today · 4.125%
HK$61,234
baseline
▲ 0.50% · 4.625%
HK$64,960
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,468/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,102
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,822
−HK$1,744/mo
Today · 4.125%
HK$67,566
baseline
▲ 0.50% · 4.625%
HK$71,127
+HK$3,561/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,132/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,224
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,315
−HK$2,125/mo
Today · 4.125%
HK$71,440
baseline
▲ 0.50% · 4.625%
HK$75,787
+HK$4,347/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,880/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,786
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,792
−HK$2,035/mo
Today · 4.125%
HK$78,827
baseline
▲ 0.50% · 4.625%
HK$82,982
+HK$4,155/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,654/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,431
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,120
−HK$2,731/mo
Today · 4.125%
HK$91,851
baseline
▲ 0.50% · 4.625%
HK$97,440
+HK$5,589/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,702/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,154
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,733
−HK$2,616/mo
Today · 4.125%
HK$101,349
baseline
▲ 0.50% · 4.625%
HK$106,691
+HK$5,342/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,698/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,785 · Scale 2, in force from 26 Feb 2026)