LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,018
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,512
−HK$1,517/mo
Today · 4.125%
HK$51,029
baseline
▲ 0.50% · 4.625%
HK$54,134
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,058/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,420
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,852
−HK$1,454/mo
Today · 4.125%
HK$56,306
baseline
▲ 0.50% · 4.625%
HK$59,274
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,612/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$855,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,622
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,414
−HK$1,821/mo
Today · 4.125%
HK$61,235
baseline
▲ 0.50% · 4.625%
HK$64,961
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$122,470/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,104
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,823
−HK$1,744/mo
Today · 4.125%
HK$67,567
baseline
▲ 0.50% · 4.625%
HK$71,129
+HK$3,562/mo
Deposit HK$8.42M · loan HK$12.63M · min. income ≈ HK$135,134/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,226
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,317
−HK$2,124/mo
Today · 4.125%
HK$71,441
baseline
▲ 0.50% · 4.625%
HK$75,788
+HK$4,347/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,882/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,788
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,793
−HK$2,035/mo
Today · 4.125%
HK$78,828
baseline
▲ 0.50% · 4.625%
HK$82,983
+HK$4,155/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,656/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,433
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,121
−HK$2,732/mo
Today · 4.125%
HK$91,853
baseline
▲ 0.50% · 4.625%
HK$97,442
+HK$5,589/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,706/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,156
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,734
−HK$2,617/mo
Today · 4.125%
HK$101,351
baseline
▲ 0.50% · 4.625%
HK$106,693
+HK$5,342/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,702/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,826 · Scale 2, in force from 26 Feb 2026)