LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,019
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,513
−HK$1,517/mo
Today · 4.125%
HK$51,030
baseline
▲ 0.50% · 4.625%
HK$54,135
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,060/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$855,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,421
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,853
−HK$1,454/mo
Today · 4.125%
HK$56,307
baseline
▲ 0.50% · 4.625%
HK$59,275
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,614/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$855,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,623
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,415
−HK$1,821/mo
Today · 4.125%
HK$61,236
baseline
▲ 0.50% · 4.625%
HK$64,962
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$122,472/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,105
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,824
−HK$1,744/mo
Today · 4.125%
HK$67,568
baseline
▲ 0.50% · 4.625%
HK$71,130
+HK$3,562/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$135,136/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,227
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,318
−HK$2,124/mo
Today · 4.125%
HK$71,442
baseline
▲ 0.50% · 4.625%
HK$75,789
+HK$4,347/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,884/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,789
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,795
−HK$2,034/mo
Today · 4.125%
HK$78,829
baseline
▲ 0.50% · 4.625%
HK$82,985
+HK$4,156/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,658/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,434
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,123
−HK$2,731/mo
Today · 4.125%
HK$91,854
baseline
▲ 0.50% · 4.625%
HK$97,443
+HK$5,589/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,708/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,157
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,736
−HK$2,616/mo
Today · 4.125%
HK$101,352
baseline
▲ 0.50% · 4.625%
HK$106,695
+HK$5,343/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,704/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,858 · Scale 2, in force from 26 Feb 2026)