LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,020
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,514
−HK$1,518/mo
Today · 4.125%
HK$51,032
baseline
▲ 0.50% · 4.625%
HK$54,137
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,064/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$855,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,422
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,855
−HK$1,453/mo
Today · 4.125%
HK$56,308
baseline
▲ 0.50% · 4.625%
HK$59,276
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,616/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$855,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,624
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,417
−HK$1,821/mo
Today · 4.125%
HK$61,238
baseline
▲ 0.50% · 4.625%
HK$64,964
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$122,476/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,106
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,826
−HK$1,744/mo
Today · 4.125%
HK$67,570
baseline
▲ 0.50% · 4.625%
HK$71,132
+HK$3,562/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$135,140/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$855,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,228
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,320
−HK$2,124/mo
Today · 4.125%
HK$71,444
baseline
▲ 0.50% · 4.625%
HK$75,791
+HK$4,347/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,888/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,791
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,797
−HK$2,035/mo
Today · 4.125%
HK$78,832
baseline
▲ 0.50% · 4.625%
HK$82,987
+HK$4,155/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,664/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,436
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,125
−HK$2,732/mo
Today · 4.125%
HK$91,857
baseline
▲ 0.50% · 4.625%
HK$97,446
+HK$5,589/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,714/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,160
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,739
−HK$2,616/mo
Today · 4.125%
HK$101,355
baseline
▲ 0.50% · 4.625%
HK$106,697
+HK$5,342/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,710/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$855,915 · Scale 2, in force from 26 Feb 2026)