LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,023
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,516
−HK$1,518/mo
Today · 4.125%
HK$51,034
baseline
▲ 0.50% · 4.625%
HK$54,139
+HK$3,105/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$102,068/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,425
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,858
−HK$1,453/mo
Today · 4.125%
HK$56,311
baseline
▲ 0.50% · 4.625%
HK$59,279
+HK$2,968/mo
Deposit HK$10.53M · loan HK$10.53M · min. income ≈ HK$112,622/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$856,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,627
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,420
−HK$1,821/mo
Today · 4.125%
HK$61,241
baseline
▲ 0.50% · 4.625%
HK$64,967
+HK$3,726/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$122,482/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,110
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,829
−HK$1,744/mo
Today · 4.125%
HK$67,573
baseline
▲ 0.50% · 4.625%
HK$71,135
+HK$3,562/mo
Deposit HK$8.42M · loan HK$12.64M · min. income ≈ HK$135,146/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$856,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,232
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,323
−HK$2,125/mo
Today · 4.125%
HK$71,448
baseline
▲ 0.50% · 4.625%
HK$75,795
+HK$4,347/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,896/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$856,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,795
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,801
−HK$2,035/mo
Today · 4.125%
HK$78,836
baseline
▲ 0.50% · 4.625%
HK$82,991
+HK$4,155/mo
Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$157,672/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$856,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,441
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,130
−HK$2,731/mo
Today · 4.125%
HK$91,861
baseline
▲ 0.50% · 4.625%
HK$97,451
+HK$5,590/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$183,722/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,164
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,744
−HK$2,616/mo
Today · 4.125%
HK$101,360
baseline
▲ 0.50% · 4.625%
HK$106,703
+HK$5,343/mo
Deposit HK$2.11M · loan HK$18.95M · min. income ≈ HK$202,720/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$856,020 · Scale 2, in force from 26 Feb 2026)